CNY card from Ken..

January 25, 2012 Leave a comment

Happy CNY 2012..

January 23, 2012 Leave a comment

Here’s wishing all readers, “Happy Chinese New Year”..

2012-01-23_0417_CNY_first_day.jpg

See also:

  1. Happy CNY 2010..
  2. Happy CNY 2009..
  3. Happy CNY 2008..
  4. CNY 2006..

J3tpost from :
Happy CNY 2012..

Happy Chinese New Year 2012

January 19, 2012 Comments off

On the DBS/POSB ATM card fraud case in Singapore

January 16, 2012 Comments off

201201116-dbs-atm.jpg

So I’ve been writing in to a Minister once again. Probably not the first or last person to bring up these simple facts to Tharman Shanmugaratnam, Minister for Finance of Singapore, but I thought I would contribute my two cents (ha, ha). Here it goes :


Delivered-To: …
Subject: Improving security for ATM/NETS cards
From: Low Ee Mien [...]
To: tharman_s@mof.gov.sg

Dear Minister for Finance,

I am writing in my personal capacity regarding the recent DBS/POSB ATM fraud case. As we have seen, the two-factor authentication mechanism of ATM/NETS cards has been defeated. The perpetrators have managed to successfully obtain both factors of authentication : something you have (ATM card details via the card skimming device), and something you know (ATM PIN via a strategically-located pinhole camera).

It has been proven time and again that the magnetic stripe data such as those being used in the ATM and NETS cards in Singapore is quite easily copied. This magnetic stripe technology was invented over 50 years ago and is able to contain at most a few bytes of information, and has no processing capability of any sort, nor any form of cryptographic technology to resist cloning or tampering. In short, this is a completely outdated technolgy that the whole of our nation is using for our daily financial transactions, at thousands of retail establishments, ATM’s, top-up kiosks, and so on.

Something needs to be done about this glaring security vulnerability.

As you can see from the link below, Malaysia’s Maybank is already ahead of Singapore in this respect :
http://www.maybank2u.com.my/mbb_info/m2u/public/personalDetail04.do…

The Maybank ATM card includes an embedded smartcard chip, which as their website states, offers “Increased security, as the smart chip is tamper-resistant and the data stored is harder to extract and copy”. This is the key point : smartcard technology, well established by now, mitigates many of the shortcomings of magnetic stripes. It is much harder to simply clone compared to magnetic stripes and requires sophisticated and intrusive physical attacks to get to the private key data contained in the smartcard chip. The technology currently required to carry out such attacks does not fit in a simple card skimmer that can be installed in an ATM card slot. Other security measures such as revocation of the certificates of any particular set of smartcards can be carried out on demand. In addition, manufacturers have already included a number of on-board security measures in smartcard processor chips to resist cloning and tampering.

Hence, in the interest of increased security for banking customers, I would like to suggest that MAS work towards regulations requiring all banks issuing ATM and NETS cards to include embedded smartcard technology such as the EMV technology being used by VISA and other credit card issuers.

As an additional security measure, I would also like to suggest industry-wide regulation to eventually disallow transaction fallback to magnetic strip reading, thus removing one of the main factors contributing to ATM card fraud. The ultimate goal is for ATM/NETS cards to be issued *without* any form of magnetic stripes whatsoever, and ATM’s as well as POS terminals to be updated to smartcard-acceptance only, thus finally retiring this outdated 50-year old magnetic stripe technology.

Thank you for your attention.

Low Ee Mien (Mr)

- Sure, smartcards are not impossible to defeat, but they are much harder than the increasingly laughable magnetic stripes, with card skimmers being more readily available nowadays, even apparently custom fitted to closely resemble the “anti-intrusion” devices installed over the ATM card slots. Some have said that 3D printers have now been used to create the exact shapes of these “anti-skimming” devices, or Fraudulent Device Inhibitor (FDI), in an ironic application of cutting-edge technology being used to defeat a simple physical device that was meant to guard against just such occurrences of card skimmers being installed.

The measures announced by the bank are well and fine, such as blocking foreign ATM withdrawals for folks who have not used them overseas, sending out SMS messages and so on, but all these reek of reactionary and stop-gap measures.

I don’t quite agree with the DBS CEO’s claim that replacing the magstripes with smartcard chips has its own set of problems, such as : “The problem with that is it’s a huge inconvenience to customers. When you go to the US, they don’t accept chip cards”. My man, the world is moving away from this outdated magstripe technology, I am frankly surprised and amazed simply that Singapore has not gone along and our neighbour Malaysia has. Fact is, we are actually behind Maybank Malaysia in this area and there’s quite a bit of catching up to do.

J3tpost from :
On the DBS/POSB ATM card fraud case in Singapore

2011 Indicative Grade Profile for NTU (NTU cut-off points for 2012)

January 16, 2012 Comments off

AY2011-12 Grade Profiles, Polytechnic GPAs and Programme Places for A level and Polytechnic Applicants to NTU (Nanyang Technological University)

Indicative Grade Profile for NTU (Nanyang Technological University)
Indicative Grade Profile for NTU (Nanyang Technological University)
Indicative Grade Profile for NTU (Nanyang Technological University)

See also:

  1. 2011 Indicative Grade Profile for NUS (NUS cut-off points for 2012)
  2. 2011 Indicative Grade Profile for SMU (SMU cut-off points for 2012)

Reference:
NTU – 2011 Indicative Grade Profile
NTU – Undergraduate Admissions

J3tpost from :
2011 Indicative Grade Profile for NTU (NTU cut-off points for 2012)

2011 O-Levels cut off point to Polytechnic in Singapore (JAE 2011 Cut-Off Points)

January 15, 2012 Comments off

The CCA Bonus Point System

Applicants who meet the minimum entry requirements for admission to a Polytechnic course and have done well in CCA will receive bonus points when being considered for admission into their chosen course of study at the polytechnics.

Qualification CCA Grade No. of Bonus Points Awarded
GCE “O” Level holders a. Grades of A1 – A2 2 points
b. Grades of B3 – C6 1 point
ITE Higher NITEC & NITEC holders a. Grade A 0.2 point
b. Grade B 0.15 point
c. Grade C 0.1 point
d. Grade E 0.05 point

Courses available in 2011 and the JAE 2011 Cut-Off Points (COP)

COP indicates the ELR2B2 aggregate score (after deducting CCA bonus points) of the last student posted to the course under the 2011 JAE.

Courses by Group Poly Course Code 2011 JAE COP
A. APPLIED SCIENCES
Applied Chemistry with Pharmaceutical Science SP S64 12
Applied Food Science & Nutrition TP T26 17
Baking & Culinary Science TP T44 16
Biologics & Process Technology NYP C49 16
Biomedical Informatics & Engineering TP T38 19
Biomedical Science SP S98 8
Biomedical Science TP T27 11
Biomedical Science / Biomedical Laboratory Technology NP N59 9
Biomedical Sciences RP R14 19
Biotechnology RP R16 23
Biotechnology SP S72 10
Biotechnology TP T31 13
Chemical & Biomolecular Engineering NP N56 13
Chemical & Green Technology NYP C55 17
Chemical & Pharmaceutical Technology NYP C73 17
Chemical Engineering SP S70 12
Chemical Engineering TP T33 18
Environmental Science RP R29 26
Food Science & Nutrition NYP C69 16
Food Science & Technology SP S47 14
Landscape Design & Horticulture NP N57 18
Materials Science RP R17 26
Materials Science SP S37 15
Medicinal Chemistry NYP C45 14
Molecular Biotechnology NP N49 10
Molecular Biotechnology NYP C74 13
Nutrition, Health & Wellness SP S44 12
Perfumery and Cosmetics Science SP S38 13
Pharmaceutical Science TP T25 13
Pharmaceutical Sciences RP R22 25
Pharmaceutical Sciences NYP C65 14
Pharmacy Science NP N73 10
Veterinary Bioscience NP N90 9
Veterinary Technology TP T45 11
B. BUILT ENVIRONMENT
Architecture SP S66 14
Civil Engineering with Business SP S68 17
Environmental & Water Technology NP N74 15
Environmental Management & Water Technology SP S52 14
Green Building & Sustainability TP T29 20
Hotel & Leisure Facilities Management NP N40 13
Hotel & Leisure Facilities Management SP S95 14
Integrated Events & Project Management SP S50 13
Integrated Facility Management TP T28 16
Landscape Architecture SP S94 17
Real Estate Business NP N48 15
Sustainable Urban Design & Engineering NP N89 15
C. BUSINESS & MANAGEMENT
Accountancy NP N51 11
Accountancy SP S75 11
Accountancy & Finance NYP C98 13
Accounting & Finance TP T02 11
Arts Business Management NP N91 11
Aviation Management & Services TP T04 11
Banking & Financial Services NYP C96 14
Banking & Financial Services NP N53 9
Banking & Financial Services SP S76 11
Business & Social Enterprise NP N79 12
Business Administration SP S71 12
Business Information Technology NP N61 14
Business Information Technology SP S82 15
Business Information Technology TP T36 16
Business Innovation and Design NEW! SP S71 -
Business Management NYP C94 16
Business Process & Systems Engineering TP T43 18
Business Studies NP N45 11
Business/Logistics & Operations Management/Marketing TP T01 14
Communications & Media Management TP T40 12
Consumer Behaviour and Research NEW! RP R48 -
Culinary & Catering Management TP T18 15
Customer Relationship and Service Management RP R34 25
Financial Business Informatics TP T17 14
Financial Informatics SP S46 12
Food & Beverage Business NYP C46 16
Fund Management & Administration NYP C56 16
Hospitality & Tourism Management TP T08 14
Hospitality & Tourism Management NYP C67 16
Hotel and Hospitality Management RP R37 18
Human Resource Management with Psychology SP S48 12
Integrated Events Management RP R28 20
International Business NP N85 6
International Business SP S36 8
International Supply Chain Management and Logistics Management 1 NP N80 16
Law & Management TP T09 13
Leisure & Resort Management TP T19 15
Marketing NYP C99 17
Mass Media Management NYP C93 15
Restaurant and Culinary Operations RP R46 20
Retail Management TP T39 17
Sport & Wellness Management NYP C81 17
Sports & Leisure Management RP R27 26
Tourism & Resort Management NP N72 10
Tourism and Resort Management SP S55 12
Wellness, Lifestyle and Spa Management RP R44 21
D. ENGINEERING
Aeronautical & Aerospace Technology NYP C51 15
Aeronautical Engineering SP S88 12
Aerospace Avionics RP R20 23
Aerospace Electronics NP N75 13
Aerospace Electronics SP S90 14
Aerospace Electronics TP T50 15
Aerospace Engineering TP T51 13
Aerospace Engineering 2 RP R40 21
Aerospace Systems & Management NYP C52 16
Aerospace Technology NP N65 12
Audio-visual Technology NP N76 14
Automation & Mechatronic Systems NP N50 21
Bioengineering SP S58 14
Biomedical Electronics RP R15 26
Biomedical Engineering NP N60 15
Biomedical Engineering NYP C71 18
Civil Aviation RP R39 21
Clean Energy SP S45 16
Clean Energy TP T52 19
Clean Energy Management NP N84 15
Common Engineering Programme RP R42 26
Common Engineering Programme SP S40 16
Common Engineering Programme TP T56 20
Computer Engineering SP S53 19
Computer Engineering TP T13 20
Digital & Precision Engineering NYP C62 17
Digital Entertainment Electronics RP R38 26
Electrical & Electronic Engineering SP S99 19
Electrical & Electronic Engineering Programme 3 TP T05 20
Electrical Engineering NP N43 22
Electrical Engineering with Eco-Design NYP C48 20
Electronic & Computer Engineering NP N44 23
Electronics, Computer & Communications Engineering NYP C89 26
Engineering Science NP N93 9
Engineering with Business SP S42 15
Engineering with Business Management Programme NP N71 17
Industrial & Operations Management RP R11 26
Infocomm & Network Engineering TP T37 22
Info-Communication Engineering & Design SP S85 20
Manufacturing Engineering NYP C88 26
Mechanical Engineering NP N41 20
Mechanical Engineering SP S91 18
Mechatronics/Aerospace Engineering TP T06 20
Mechatronics and Robotics SP S73 20
Mechatronics Engineering NYP C87 26
Micro & Nanotechnology RP R30 26
Multimedia & Infocomm Technology NYP C75 25
Nanotechnology & Materials Science NYP C50 19
Renewable Energy Engineering RP R41 26
Supply Chain Management RP R21 24
Telematics & Media Technology NYP C53 21
E. HEALTH SCIENCES
Dental Hygiene and Therapy NYP C72 12
Health Management and Promotion RP R43 26
Health Sciences (Nursing) NP N69 28
Healthcare Administration RP R45 25
Nursing NYP C97 28
Optometry NP N83 12
Optometry SP S67 12
Outdoor & Adventure Learning RP R33 25
Sports & Exercise Sciences RP R26 25
Sports Coaching NEW! RP R49 -
F. HUMANITIES
Applied Drama and Psychology SP S43 13
Child Psychology & Early Education NP N86 11
Chinese Studies ^ NP N70 13
Creative Writing for Television and New Media SP S41 12
Early Childhood Education NP N66 14
Early Childhood Studies TP T54 13
Gerontological Management Studies TP T53 16
Psychology Studies 4 NP N77 10
Psychology Studies TP T48 9
Social Sciences( Social Work) NYP C47 13
G. INFORMATION & DIGITAL TECHNOLOGIES
Business Applications RP R18 25
Business Enterprise IT NYP C68 18
Business Informatics NYP C78 18
Business Information Systems RP R13 26
Business Intelligence & Analytics NEW! NYP C43 -
Business Intelligence and Analytics NEW! TP T57 -
Cyber & Digital Security TP T15 16
Digital Entertainment Technology (Games) NYP C70 20
Digital Forensics TP T55 12
Digital Visual Effects NYP C57 19
Engineering Informatics NYP C80 23
Financial Informatics NYP C58 15
Financial Informatics NP N81 14
Game & Entertainment Technology TP T16 19
Infocomm Security Management SP S54 15
Information Security NYP C54 17
Information Technology NYP C85 20
Information Technology NP N54 18
Information Technology RP R12 26
Information Technology SP S69 17
Information Technology TP T30 19
Interactive and Digital Media RP R31 26
Interactive Media 5 SP S57 17
Interactive Media Informatics TP T34 22
IT Service Management RP R23 26
Mobile & Network Services TP T42 21
Mobile Software Development NEW! RP R47 -
Multimedia & Animation NP N55 14
Music & Audio Technology SP S97 12
Network Systems & Security NP N64 17
H. MARITIME STUDIES
Marine & Offshore Technology NP N42 17
Marine Engineering SP S63 16
Maritime Business SP S74 16
I. MEDIA AND DESIGN
3D Interactive Media Technology TP T49 21
Advertising & Public Relations NP N87 12
Animation & 3D Arts NP N92 12
Apparel Design & Merchandising TP T20 15
Chinese Media & Communication NP N88 13
Communication and Information Design RP R32 21
Design for Interactivity RP R36 22
Digital Animation SP S35 15
Digital Media Design (Animation) NYP C61 18
Digital Media Design (Games) NYP C60 20
Digital Media Design (Interaction Design) NYP C59 22
Digital Visual Effects NP N78 15
Environment Design TP T46 19
Experience and Product Design SP S51 16
Film, Sound & Video NP N82 11
Game Design RP R35 22
Games Design & Development SP S56 16
Industrial Design NYP C83 20
Interactive Media Design TP T21 18
Interior Architecture & Design TP T22 15
Interior Design SP S89 16
Mass Communication NP N67 10
Media and Communication SP S86 12
Motion Graphics & Broadcast Design NYP C66 18
Moving Images TP T23 19
New Media RP R19 22
Product & Industrial Design TP T35 19
Product Design & Innovation NP N68 17
Retail & Hospitality Design TP T47 17
Sonic Arts RP R24 19
Space & Interior Design NYP C64 18
Technology & Arts Management RP R25 21
Visual Communication TP T24 14
Visual Communication NYP C63 17
Visual Communication and Media Design SP S93 14
Visual Effects and Motion Graphics SP S39 16

1 – Merger of International Supply Chain Management and Logistics Management (NP)
2 – Aerospace Engineering (Quality Systems) (RP) in 2011
3 – Known as Electronics/Media & communication Technology/Computer Engineering/Microelectronics/Aerospace Electronics (TP) in 2011
4 – Known as Psychology & Community Services (NP) in 2011
5 – Known as Digital Media (SP) in 2011

See also:

  1. 2011 O-Levels cut off point to JC (Junior College) in Singapore
  2. 2010 O-Levels cut off point to JC (Junior College) in Singapore
  3. 2011 Indicative Grade Profile for SMU (SMU cut-off points for 2012)

Reference:
Guide to Polytechnic Education Singapore – JOINT ADMISSIONS EXERCISE (JAE)

J3tpost from :
2011 O-Levels cut off point to Polytechnic in Singapore (JAE 2011 Cut-Off Points)

2011 Indicative Grade Profile for NUS (NUS cut-off points for 2012)

January 15, 2012 Comments off

Notification of Grade Profiles and Course Places for Singapore-Cambridge GCE A-levels and Local Polytechnic Diploma Applicants for the AY2012/2013 NUS Undergraduate Admissions Exercise

Indicative Grade Profile for NUS (National University of Singapore)
Indicative Grade Profile for NUS (National University of Singapore)
Indicative Grade Profile for NUS (National University of Singapore)

See also:

  1. 2011 Indicative Grade Profile for SMU (SMU cut-off points for 2012)

Reference:
NUS – 2011 Indicative Grade Profile

J3tpost from :
2011 Indicative Grade Profile for NUS (NUS cut-off points for 2012)

2011 Indicative Grade Profile for SMU (SMU cut-off points for 2012)

January 15, 2012 Comments off

2011 Grade Profiles for GCE A-Level and Polytechnic Applicants to Singapore Management University (SMU)

Indicative Grade Profile for SMU (Singapore Management University)

See also:

  1. 2011 Indicative Grade Profile for NUS (NUS cut-off points for 2012)

Reference:
SMU – 2011 Grade Profile
Apply to SMU (Singapore Management University)

J3tpost from :
2011 Indicative Grade Profile for SMU (SMU cut-off points for 2012)

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